Full Documentation Loan
“Stable financing for your investment portfolio”
Ziffy’s Full Documentation Loan suits investors with strong financial records seeking to fund investment properties. By verifying income and assets, this loan offers competitive rates to grow your real estate portfolio with confidence.
Program Features
Recently Funded
Full Doc Loan
$1,254,000
Pinecrest, FL
Purchase
DSCR Loan
$203,940
Magnolia, TX
Purchase
DSCR Loan
$325,500
Miami, FL
Refinance
DSCR
$75,040
Dayton, OH
Purchase
DSCR
$357,500
New York, NY
Purchase
DSCR
$214,500
Chicago, IL
Purchase
DSCR
$150,001
Niagara Falls, NY
Refinance
Get a Bridge Loan in 5 Quick Steps
Find Investment Property
Find cash-flowing properties on Ziffy.ai, our AI-driven property search platform where investors can find properties their rent covers mortgage. Our AI-Driven Investment Search Engine offers curated property listings, cashflow and profitability analysis.
Property Value Assessment
Check rental income potential and do thorough investment analysis with Ziffy’s AI-Driven Investment Property Search Engine. Our platform offers calculation of monthly payments vs cash-flow to help you pick the best property.
Get Pre-Approved
Get pre-approved quickly with Ziffy by submitting initial financials, giving you confidence to move forward with your investment.
Apply and Underwriting
Submit your full documentation for underwriting, where we verify income, assets, and property details for a thorough loan assessment.
Approval
Receive final approval from Ziffy, securing the funds needed to acquire your investment property with stable, long-term financing.
At Ziffy Mortgage Exclusive
Get The Best
Mortgage Rates
Lock in a highly competitive rate tailored for investors. Our specialized loans ensure the most favorable terms to maximize returns on U.S. real estate.
AI-Driven Investment
Property Search Platform
Discover top investment properties with curated listings, cash flow and profitability analysis and real-time market alerts. Maximize returns with minimum risks.
One Stop Shop for
Investment Properties
Get everything under one roof – AI driven investment property search, investor-friendly agents, specialized finance, LLC setup, and opening US bank account.
Stories that Inspire and
Matter the Most to Us
FAQs
Didn’t find what you were looking for? Explore our Full Documentation loan resource library.
What is a Full Documentation Loan?
Ziffy’s Full Documentation Loan requires verified income and assets, offering competitive rates for investors funding investment properties with a traditional financing approach.
What types of investment properties qualify?
Ziffy supports rental properties, multi-family units, and commercial spaces, provided they meet our criteria and your financials are fully documented.
How long does approval take for investors?
With Ziffy, approval typically takes 3-4 weeks, depending on the speed of submitting your complete financial documentation for review.
