Fix & Flip Calculator
House Flipping Profit Analysis
$
$
$
$
%
%
pts
mo
Loan Amount
$120,000
Loan Points Fee
$2,400
Total Interest
$7,200
$
$
$
$
Monthly Holding Cost
$600
Total Holding (6 mo)
$3,600
%
%
Agent Commission
$15,000
Seller Closing
$5,000
Total Selling Costs
$20,000
✓
Profitable Flip
Net Profit
$28,800
$4,800 profit/month
ROI
38.9%
Return on Investment
Annualized ROI
77.8%
Projected yearly return
Cash Needed
$74,000
Total out-of-pocket
Total Project Cost
$221,200
All-in costs
Sale Price
$250,000
ARV
Profit Margin
11.5%
Profit ÷ ARV
70% Rule Check
FAIL
Max Allowable Offer: $140,000
$10,000 over MAO ✗
MAO = (ARV × 70%) – Rehab Costs. Your purchase price should be at or below MAO.
Complete Cost Breakdown
Total Project Cost
$221,200
Purchase Price
$150,000
Buy Closing Costs
$3,000
Rehab Costs
$35,000
Loan Points
$2,400
Interest (6 mo)
$7,200
Holding Costs (6 mo)
$3,600
Agent Commission (6%)
$15,000
Seller Closing (2%)
$5,000
Cash Required at Purchase
Total Cash Needed
$74,000
Down Payment (20%)
$30,000
Buy Closing Costs
$3,000
Loan Points
$2,400
Rehab Budget
$35,000
Holding Costs Reserve
$3,600
