Bridge Loan

“Bridge the gap: Quick, interim financing for urgent needs”

Ziffy’s Bridge Loan empowers real estate investors to act fast in competitive markets. Designed for short-term needs, this loan leverages your property’s value, offering quick approvals and flexible terms to help you transition seamlessly between investments. 

Excellent Ratings
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No W2s, Paystubs, or Tax Returns Required
No Personal Income Verification
No Minimum DTI (Debt-to-Income) Required
No Employment Verification
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Program Features

Credit Score: Minimum 650
Down Payment: 25%
Loan Term: 6-24 Months
Loan Amount: $100K – $10M
LTV Ratio (Purchase): Up to 75%
LTV Ratio (Rate/Term Refinance): Up to 70%
LTV Ratio (Cash Out Refinance): Up to 65%
Other Requirements: Proof of existing property equity, exit strategy for loan repayment, and property appraisal.
Approval Time: Within 15 Days

Get a Bridge Loan in 5 Quick Steps

1

Find Investment Property

2

Property Value Assessment

3

Bridge Loan Evaluation

4

Get Pre-approved

5

Close on Your Investment Property

At Ziffy Mortgage Exclusive

Get The Best
Mortgage Rates

Lock in a highly competitive rate tailored for investors. Our specialized loans ensure the most favorable terms to maximize returns on U.S. real estate.

AI-Driven Investment
Property Search Platform

Discover top investment properties with curated listings, cash flow and profitability analysis and real-time market alerts. Maximize returns with minimum risks.

One Stop Shop for
Investment Properties

Get everything under one roof – AI driven investment property search, investor-friendly agents, specialized finance, LLC setup, and opening US bank account.

Stories that Inspire and
Matter the Most to Us

“The company offers a fully remote working environment, which allows for a great work-life balance and the ability to work from anywhere. Flexible working hours: The flexibility in working hours is fantastic, accommodating different time zones and personal schedules.”

Dwitiya Parale

Sr. Graphic Designer

FAQs

Didn’t find what you were looking for? Explore our Bridge loan resource library.

What is a Bridge Loan and who is it for?

A Bridge Loan from Ziffy is a short-term financing solution for real estate investors needing quick funds to bridge gaps between property transactions, like buying before selling.

How fast can I get a Bridge Loan with Ziffy?

With Ziffy, you can secure a Bridge Loan within 15 days, thanks to our streamlined process and focus on property value over personal income.

What types of properties qualify for a Bridge Loan?

Ziffy’s Bridge Loan can be used for various investment properties, including residential fix-and-flips, multi-family units, or commercial spaces, based on the property’s value and potential.

Pre-qualify for a Bridge Loan

Talk to our loan officer and discuss your needs to get approved for a Bridge loan

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