Fix and Flip Loan

“Transform properties with targeted, short-term funding” 

Ziffy’s Fix and Flip Loan is perfect for real estate investors looking to renovate and resell properties for profit. With fast approvals and flexible terms, this loan focuses on your project’s potential, helping you maximize returns effortlessly. 

Excellent Ratings
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No W2s, Paystubs, or Tax Returns Required
No Personal Income Verification
No Minimum DTI (Debt-to-Income) Required
No Employment Verification
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Program Features

Credit Score: Minimum 650
Down Payment: 25%-30%
Loan Term: 6-24 Months
Loan Amount: $100K – $5M
LTC (Loan-to-Cost): Up to 92%
Rehab Cost: Up to 100%
ARV (After Repair Value): Up to 75%
Other Requirements: Detailed renovation plan with cost estimates. No previous experience required on flip projects.
Approval Time: Within 15 Days

Get a Bridge Loan in 5 Quick Steps

1

Find Investment Property

2

Property Value Assessment

3

Submit Project Details

4

Loan Approval

5

Fund and Start Renovating

At Ziffy Mortgage Exclusive

Get The Best
Mortgage Rates

Lock in a highly competitive rate tailored for investors. Our specialized loans ensure the most favorable terms to maximize returns on U.S. real estate.

AI-Driven Investment
Property Search Platform

Discover top investment properties with curated listings, cash flow and profitability analysis and real-time market alerts. Maximize returns with minimum risks.

One Stop Shop for
Investment Properties

Get everything under one roof – AI driven investment property search, investor-friendly agents, specialized finance, LLC setup, and opening US bank account.

Stories that Inspire and
Matter the Most to Us

“The company offers a fully remote working environment, which allows for a great work-life balance and the ability to work from anywhere. Flexible working hours: The flexibility in working hours is fantastic, accommodating different time zones and personal schedules.”

Dwitiya Parale

Sr. Graphic Designer

FAQs

Didn’t find what you were looking for? Explore our Fix and Flip loan resource library. 

What is a Fix and Flip Loan?

A Fix and Flip Loan provides short-term financing for investors to purchase, renovate, and resell properties for profit, focusing on the project’s potential.

How quickly can I get funds for my flip?

With Ziffy, funding for your fix-and-flip project can be available within 15 days, thanks to our fast, property-focused approval process designed for investors.

What properties are eligible for a Fix and Flip Loan?

Ziffy supports a variety of properties, including single-family homes, condos, and multi-family units, as long as they have strong renovation and resale potential.

Pre-qualify for a Fix and Flip Loan

Talk to our loan officer and discuss your needs to get approved for a Fix and Flip loan

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