Bridging Real Estate Investment Dreams with Flexible Lending
Tailored mortgage solutions for real estate investors. Qualify based on rental income vs. personal income.

Property’s Rental income
Tax Returns Needed
Verification Required

How It Works
How It Works
Start By Choosing Your Location
Start by deciding where in the US you want to buy a house.
Understanding the Finances with our Loan Officers
Get a clear understanding of your financing options and tax obligations in the U.S.
Work Closely with Local Agent
Find a real estate agent experienced in working with domestic buyers and work closely with them to define your needs and begin the home search process.
Finding Your Dream Home
Explore listings with your agent, make an offer on your favorite property, and finalize your dream home.
Closing the Deal
Conduct a home inspection, sign the purchase contract, complete a title report, and secure financing through a U.S. mortgage.
Taking Ownership
Celebrate as you take ownership of your new home in the U.S.
Take the first step towards achieving your goal. Click below to begin your journey with us.

Our Mortgage Programs Tailored for
Real Estate Investors
Debt Service Coverage Ratio (DSCR) Loan
“Unlock property potential with income-driven financing”
Designed for real estate investors, this loan focuses on property cash flow rather than personal income. Ideal for maximizing your investment potential.
Requirements:

Why Ziffy Mortgage is the Right Choice for You
Flexible lending solutions
for non-conventional borrowers
Expert guidance
for real estate investors
Quick approvals and
competitive rates
End-to-end support
at every step
Stories that Inspire and
Matter the Most to Us
Traditional Mortgages Not a Fit?
Ziffy Has You Covered!
Whether you’re a real estate investor or a non-traditional borrower, we offer flexible lending options tailored to your unique situation. Get the financing you need without the usual hurdles.